When you set up credit card payments via the WooCommerce Stripe Gateway plugin, you have two charge types to choose from.
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Authorize
- Authorize
The credit card issuer authorizes the transaction, and available funds are held in a credit card account.
Let’s suppose you have Authorize enabled in your store. When an order gets placed, its status will reflect as ‘On Hold’. The charge won’t be captured.
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Next, you have to capture this charge manually by going to the Transaction Data/Actions:
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You’ll see each information about the transaction for this order. Then, click on Capture.
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As you can see, the credit card will be charged, and the order status will automatically change to ‘Processing’.

Charge
Charge is the process of completing a transaction, and the funds are withdrawn from the customer’s credit card account and transferred to the merchant’s account, moving the order status to Processing.
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There is no further action required to finalize the transaction for any type of settlement.
Depending on your requirements, you can choose these options.