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Credit and Debit Cards

Configuration

Stripe Gateway for WooCommerce supports all major credit and debit cards including Visa, MasterCard, Discover, Diners Club, American Express, JCB, UnionPay, and many more.

Follow the step-by-step instructions to set up credit card payment options:

Step 1: Navigate to the Payments under WooCommerce Settings

Go to WooCommerce ⇨ Settings ⇨ Payments tab.

Click on Manage next to Stripe Gateway - Credit Card (Stripe).

Stripe Gateway manage

Step 2: Configure the Credit Cards option

Click on the Credit Cards section.

Click on the Credit Cards tab.

Check the box next to Enable Stripe Gateway.

Enable Stripe Gateway

Make sure to enter the title and description that will appear on the checkout page.

enter title and description for your credit card payment method

Step 3: Specify charge type for credit card payments

Here are the additional settings you need to do:

  • Charge type: Two charge types are available.
    • Charge: Select this option to charge your customers immediately
    • Authorize: Select this option for your customers to approve each payment within a few days (max up to 7 days) - this option requires webhook integration
charge type

Step 4: Choose card form style

You get three options.

  • Inline credit card form

To choose Inline Form, check the option “Enable Inline Credit Card Form”.

enable inline credit card form

Here is what the inline credit form looks like:

inline credit card form
  • Standard credit card form 

To choose a traditional look, you can select “Enable Standard Credit Card Form”.

enable standard credit card form

Here is how the Standard option looks like: 

standard credit card style
  • Enhanced Payment Element

The recommended option is Enhanced Payment Element. With this option, you can also enable authentication in the Card Field, or Billing Email Field, or choose None to disable authentication.

enable enhanced payment element

Here how the recommended option looks like: 

enhanced style credit card form

Pick the one you like.

Step 5: Configure the Stripe Link Authentication

Stripe Link Authentication makes repeat purchases faster and more seamless by allowing returning customers to securely access their saved payment details.

Stripe link authentication

You get three options for enabling Stripe Link authentication:

  • On the Card Field: This option displays a subtle login prompt directly within the card input field. Customers can log into their Stripe Link account and instantly retrieve saved payment methods for quick checkout.
  • On the Billing Email Fields: This option shows a prominent login option when the customer enters their billing email. Once authenticated, their saved payment details are auto-filled, enabling a one-click checkout experience.
  • None: Disables Stripe Link Authentication entirely. Choose this option if you prefer not to offer quick login or if your audience is less likely to use Stripe Link for repeat purchases.

This is how the Stripe Link shows up on the card field:

Preview of the stripe link authentication on the card field

This is how you can enable the Card payment options in Stripe Gateway for WooCommerce.

Testing

Make sure to test your payments on your store first before going live.

By default, your Stripe API settings will have the Test mode enabled.

It means you can actually test your payments by placing orders with the help of demo cards.

Visit Stripe’s testing document to get information about demo card numbers.

credit card on WooCommerce checkout

Once you’ve set everything up and tested your payments, we recommend you switch to live mode.

You can do this by going to the WooCommerce Settings ⇨ Payments tab.

Continue to Stripe Woo Payment Gateway > Stripe API Settings and change the mode from “Test” to “Live”.

Switch to live mode when testing is done

Save the changes once done.

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