How to Set Up WooCommerce Apple Pay & Accept Online Payments

WooCommerce Apple Pay lets shoppers skip most of the checkout form. They tap Apple Pay, double-click the side button, and confirm the payment with a glance at the screen.

Think about someone shopping on a crowded train, holding their phone in one hand and a rail with the other.

Entering a card number and delivery address with one thumb is exactly the kind of friction that can kill an order.

With Apple Pay, their card and shipping details come from Wallet, so they can complete the purchase before they reach the next stop.

If you save just 10 of those orders each month on a store with a $120 average order value, that's $1,200 in sales recovered from shoppers who had already reached checkout.

Apple doesn't charge you an extra fee for using Apple Pay, either. You still pay your payment gateway's standard card processing rate, just as you would with a regular Visa payment.

The setup is where things can get tricky.

WooPayments lets you enable Apple Pay with a single checkbox.

Stripe and Square plugins can register your domain with Apple automatically, but a caching rule can block the verification file and make the Apple Pay button disappear.

In some cases, the button won't appear at all even though everything looks correctly configured.

Below, we'll cover how to set up Apple Pay with the major WooCommerce payment gateways, including the full click-by-click process for our free Stripe plugin.

We'll also cover where to place the button, what it costs, and what to check when Apple Pay isn't showing up.

Don't want to read the content? Here's our quick tutorial video on how to set up Apple Pay express checkout in WooCommerce:

How Apple Pay Works in WooCommerce: Express Button vs Inline Method

Here’s how it works in a WooCommerce store:

1. Shopper selects Apple Pay 

When a shopper visits your WooCommerce store and adds a product to their cart, they'll see the Apple Pay button during checkout (depending on the pages you've enabled in your store, it could appear on the product page, cart page, or in the shopping cart).

They'll see the Apple Pay button only if they are using an Apple device with Apple Pay enabled.

Next, they tap on the Apple Pay button.

2. Shopper authorizes the payment

Once the Apple Pay button is clicked, the customer can authorize the payment using one of the following methods:

• Face ID (for iPhone or iPad with Face ID)
• Touch ID (for MacBooks or older iPhones with fingerprint recognition)
• Device passcode (if biometrics are unavailable)

This step keeps payment fast and secure.

3. Payment token is sent to the payment gateway

Apple Pay does not share the customer's actual card details. Instead, it uses tokenization to create an encrypted, unique digital identifier called a payment token.

This token is sent to the payment gateway integrated with your WooCommerce store.

4. The payment gateway processes the transaction

The payment gateway decrypts the token and processes the payment with the customer's bank.

Once approved, the funds are transferred to your merchant account, and the order is processed successfully.

5. Payment confirmation

After a successful transaction, both the customer and store owner receive a confirmation.

The customer is redirected to the thank you page, and you're notified of the new order in WooCommerce.

This speeds up checkout, reduces abandonment, and improves the user's shopping experience.

Apple Pay can show up in two ways on your store, and most setup choices come down to which one you pick.

The case for offering it comes down to effort. In Baymard Institute's research, 18% of US online shoppers said they'd abandoned an order in the past quarter because checkout was too long or complicated.

An express button removes nearly all of that typing for anyone on an Apple device.

How much it helps depends on your audience. If most of your traffic is on Android, few orders will move to Apple Pay, and Google Pay will do more of the work.

WooPayments and the official Stripe plugin enable both anyway.

Apple Pay Requirements: What You Need Before You Turn It On

Before you enable Apple Pay in WooCommerce, make sure your store meets these requirements:

• HTTPS everywhere

You need a valid SSL certificate and every page served over HTTPS. Your server also needs port 443 open and support for TLS 1.2 or later.

• A gateway that supports Apple Pay

Your merchant account must also be based in a supported country and use a supported currency.

• Your domain registered with Apple

Most plugins handle this for you. They serve a small file at /.well-known/apple-developer-merchantid-domain-association and register the domain through the gateway.

• The exact domain shoppers use

www.yourstore.com and yourstore.com count as two separate domains. Your staging domain counts separately too.

• A permalink structure other than plain

Some plugins need it for domain registration. Clover, for example, recommends the Post name option so its Apple Pay domain registration works.

• A supported device on the shopper's side

The shopper also needs Apple Pay set up in Wallet.

Which devices and browsers show the Apple Pay button

These devices support Apple Pay:

• iPhone: models with Face ID or Touch ID, except iPhone 5s
• iPad: models with Face ID or Touch ID
• Apple Watch: Series 1 and later
• Mac: models with Touch ID; Macs paired with an Apple Pay-enabled iPhone or Apple Watch; Macs with Apple silicon using a Magic Keyboard with Touch ID
• Apple Vision Pro

Apple keeps the current list on its compatible devices page. Browsers are where it gets messy.

The QR-code flow arrived with iOS 18. On a desktop browser other than Safari, the Apple Pay button can display a code.

The shopper scans it with the Camera app on an iPhone running iOS 18 or later, then completes the payment on the phone.

It only works on websites that have implemented the latest version of Apple Pay, which is why support varies by gateway.

WooPayments, for example, lists Apple Pay on desktop Chrome and Edge for macOS only, and not on desktop Firefox at all.

Supported countries and currencies

Check two lists here. Apple has a list of countries where shoppers can use Apple Pay, while your payment gateway has its own list of countries and currencies where merchants can accept it.

For store owners, the gateway's list usually matters most.

• Stripe: Check Stripe's Apple Pay documentation for the country associated with your account.
• WooPayments: Offers Apple Pay in every country WooPayments supports.
• Square: Digital wallets are available only to stores in the United Kingdom, United States, Canada, Ireland, France, Spain, or Australia, with payments in USD, GBP, CAD, EUR, or AUD.

Which Payment Gateways Support Apple Pay in WooCommerce?

Apple Pay comes through your payment gateway, and the gateway determines how much of the setup you need to handle yourself.

If your current gateway already supports Apple Pay, stay put and enable it. That's the simplest option if you're already using a Stripe plugin or WooPayments.

There's usually little reason to switch payment gateways just to add Apple Pay.

If you're picking a Stripe plugin from scratch, start with your checkout. The WooCommerce Stripe plugin can show Apple Pay as an inline method and an express button, so checkouts with required fields still get it.

It also connects to FunnelKit checkout pages and upsells, if you use them.

If you already use Square for in-person payments, keeping it for your online store can make sense too.

Having online and in-store payments under the same account can be more convenient, even though Square's Apple Pay support is limited to one-time payments.

That means shoppers can still use Apple Pay on checkouts that require additional fields. It also works with FunnelKit checkout pages and upsells if you're already using them.

How to Set Up WooCommerce Apple Pay in Your Online Store (Step-by-Step)

Now that we've covered all the requirements, let's connect your WooCommerce store to Stripe.

Step 1: Install FunnelKit Stripe Gateway for WooCommerce

In your WordPress dashboard, go to Plugins ⇨ Add New Plugin and search for the term "FunnelKit Stripe Gateway for WooCommerce".

Install and activate FunnelKit Payment Gateway for Stripe WooCommerce. It's free on WordPress.org.

Step 2: Connect your Stripe account

In your Plugins dashboard, you will see a banner that says, "Start Onboarding Wizard".

Click on the blue button, and you will be redirected to the Stripe account configuration page.

Click on Connect with Stripe.

You will be redirected to the Stripe account authorization page. Enter your email address and hit Continue.

Enter the password you set when opening your Stripe account. Then hit Log in.

Note: You might be asked to verify your account with a 6-digit OTP sent to your registered email or mobile phone.

Now, select the Stripe account that you want to use for your WooCommerce Apple Pay integration.

Once selected, click Connect.

Enabling Payment Gateways

On the next screen, you will see all the available payment gateways. To keep things simple, we'll enable only Credit Cards (Stripe).

However, if you wish to enable local payments or buy now, pay later options, you can do that too.

Setting Up Webhook

Stripe will now ask you to set up webhooks. Click the button to go to the next screen.

Activating Express Checkouts

On the next screen, you will be asked to enable express checkout.

To set up your WooCommerce Apple Pay integration, you must first enable the express checkout options in Stripe.

You are all set. But first, test whether Stripe successfully processes payments on your WooCommerce store.

Thus, on the last screen, select the mode you want to test: Test, Admin Only Test, or Live.

After you select your preferred mode, click Save and Review Settings.

Now that your Stripe account is configured, all the details will be fetched into your WooCommerce store, including:

• Webhook ID
• Webhook URL
• Live and test webhook secret
• Debug log URL

Now, let's enable the WooCommerce Apple Pay integration.

Step 3: Turn on Apple Pay and choose where it shows

Navigate to WooCommerce ⇨ Settings ⇨ Payments.

Under the Payments tab, you will see various payment options. Click on Manage next to Apple Pay.

Enable Apple Pay from there.

Next, show which pages you want to display the Apple Pay button on.

Carefully assess the visibility of your Apple Pay button across different pages of your WooCommerce store.

👉 Apple Pay Express Checkout on the Product Page

If a shopper purchases an item using Apple Pay from the product page, only that item will be placed in an order, regardless of what's in their shopping cart.

👉 WooCommerce Apple Pay Express Button inside the Shopping Cart

If you use FunnelKit Cart to bring a beautiful, dynamic shopping cart to your store, the Apple Pay button will show up there, too.

It replaces the default WooCommerce cart page, letting users check out directly.

👉 Apple Pay Express Payment on the Checkout Page

The Apple Pay Express Payment button on the checkout page lets shoppers complete transactions without filling out the checkout form.

If your checkout page has custom fields, shoppers will likely skip them when paying through Apple Pay Express Payment.

An effective solution is to offer an inline payment method, which we will discuss in the next step.

Customizing the Apple Pay buttons

Type the text that you want to show on the Apple Pay button.

Also, choose the theme for your button.

You can customize the Express Apple Pay button on each product page, cart page, and checkout page.

You can set the button position, add separator text, and customize the title, button width, and alignment.

Click on 'Save Changes' when done.

Step 4: Add Apple Pay as an inline payment method

Express buttons are fast, but they skip every field on your checkout form. If a field is required, like a phone number, tax ID, or custom field, some setups throw an error instead.

Inline Apple Pay avoids both problems. The shopper fills in the form, picks Apple Pay from the payment methods, and confirms with a glance.

To enable the inline Apple Pay method, select 'Show as Regular Payment Gateway' under Display Locations.

This will enable inline Apple Pay on your WooCommerce checkout page.

Now shoppers can enter delivery instructions or fill custom fields, select Apple Pay from the payment list, and confirm.

Step 5: Test it in admin-only mode

To test the payment button, put the website in Test mode or Admin Only Test mode if it isn't already.

You can see the Apple Pay button on the pages you've set up.

Confirm the payment with Touch ID/Face ID, and the payment will be deducted from the added credit/debit card.

After you confirm, you'll be taken to the thank-you page.

How to Enable Apple Pay in WooPayments

WooPayments is WooCommerce's own payment gateway, and it has one of the simplest Apple Pay setups. There isn't much to configure.

1. Go to Payments ⇨ Settings.
2. Scroll to the Express Checkouts section.
3. Tick the box for Apple Pay / Google Pay.
4. Scroll down and click Save Changes.

WooPayments generates the certificates and automatically verifies your domain.

Use the Customize link in the same box to choose which pages show the buttons.

If the domain never verifies:

• Untick Apple Pay and Google Pay and save.
• Refresh the page.
• Tick them again and save.
• Open WooCommerce ⇨ Status ⇨ Logs and check today's WooPayments log for an entry confirming your domain was verified.

Apple Pay and Google Pay share a single setting here, so you can't offer one without the other.

How to Enable Apple Pay With Square

Square is a good fit for stores that also sell in person because online and in-store payments stay in the same account.

Both of the Square plugins below support Apple Pay.

Official WooCommerce Square plugin

Turn on digital wallets under WooCommerce ⇨ Settings ⇨ Payments ⇨ Square. The styling options are basic:

• Change the text on the Apple Pay button
• Choose its color, such as black, white, or white with outline
• Hide the wallet buttons entirely

The extension automatically creates the domain association file once digital wallets are enabled.

To confirm verification:

1. Enable Square logging.
2. Visit your Square settings.
3. Check the latest Square log under WooCommerce ⇨ Status ⇨ Logs. If something went wrong, look for "Unable to verify domain".

FunnelKit Square

Go to WooCommerce ⇨ Settings ⇨ Square. Open the Apple Pay section, where you can:

• Enable Apple Pay.
• Set the title and description.
• Choose the pages, the button theme, and the button text.
• Decide whether Apple Pay appears only as an express button or also in the regular payment method list.

If automatic registration fails, follow our manual domain registration steps for Square.

With the official plugin, Apple Pay is available for one-time payments only.

FunnelKit Square's Apple Pay and Google Pay include one-click upsells and subscriptions on Sublium.

Apple Pay On PayPal Payments, Braintree, Clover, and Authorize.Net

PayPal Payments

The basic setup is easy:

• Check the 'Enable Apple Pay' option and save.
• The button then appears below the PayPal button in every enabled smart button location.

The extra step is domain registration, which PayPal Payments can't do for you:

• Click Manage Domain Registration.
• Register every domain and subdomain that will show the button, in both your sandbox and live PayPal accounts.
• The plugin serves the verification file itself.
• If Apple Pay isn’t available after connecting, click Check available features.

PayPal Braintree

Braintree supports Apple Pay too. Version 3.5.0 added Apple Pay express support to the block-based cart and checkout pages, so update before you troubleshoot a block checkout.

Clover

Clover's plugin is for US and Canadian merchants, and it has a few limits:

• Apple Pay only works on the block checkout.
• The permalink structure must be something other than Plain.
• Only one-time payments are supported.

Authorize.net and CyberSource

These setups usually require developer work. Your environment needs to verify the domain with Apple and handle the payment processing and merchant identity certificates.

Your merchant account provider also need to support tokenization. If Apple Pay is a priority and you aren't tied to Authorize.net, a Stripe-based gateway is a much shorter route.

Where to Show the Apple Pay Button: Product, Cart or Checkout Page

Where you place the Apple Pay button depends on how your customers shop. Each location has its own trade-offs.

There's one extra limitation on WooPayments product pages. Composite, Bookings, and Mix and Match products don't show express buttons on the product page.

Bundles only show them when the price is fixed and no configuration is required.

For most stores, we'd start with:

• Express buttons on the cart and side cart
• Inline Apple Pay at checkout
• The product page only if you mainly sell single-item products

If you build your checkout pages with FunnelKit Checkout, you can control where the express buttons appear in each template.

You can also A/B test different placements and compare the results against your conversion data.

Block checkout vs classic checkout

Since WooCommerce 8.3, new stores get the block-based checkout by default. Express buttons appear in an Express Checkout block at the top.

WooCommerce 9.4.0 added an "Apply uniform styles" setting to that block.

When it's on, some of your gateway's button customizations may not apply.

Plugin support also differs between block and classic checkout. Clover's Apple Pay integration requires block checkout, while Checkout Field Editor works only with the classic shortcode checkout.

So check your gateway and checkout plugins before switching between the two.

For a detailed comparison, see our guide to customizing block and classic checkout.

Apple Pay and Custom Checkout Fields

There may be many instances, such as a B2B customer needing to enter a VAT number or someone buying a gift wanting to add a message.

The problem with Apple Pay is that it skips your checkout form, so it won't collect any custom fields you've added.

It happens with all the express payment options, such as Apple Pay, Google Pay, and Amazon Pay, which bypass the standard checkout form.

That means fields added with Checkout Field Editor won't be included when shoppers use an express button.

Choose the approach based on how important the field is.

1. Use inline Apple Pay at checkout: The shopper fills in the form, then pays with Apple Pay.
2. Keep express buttons off checkout and accept the gap: Orders placed from the cart or product page may arrive without the extra field, so you can follow up with the customer.
3. Ask earlier: Use product-level fields when the information is product-specific. Just make sure your gateway still displays the express button on products that require extra input.
4. Ask afterward: For express orders that arrive without the details, send a short post-purchase email asking for the missing information, such as delivery instructions.

Apple Pay Fees: What It Costs WooCommerce Merchants

Apple doesn't charge merchants an additional fee for Apple Pay. You simply pay your payment gateway's usual card processing fee.

At Stripe's standard rate of 2.9% + $0.30 for US domestic online card payments, here's what a WooCommerce store would pay on a $1,000 product:

• $1,000 × 2.9% = $29.00
• Plus the $0.30 fixed fee
• $29.30 to Stripe, $0 to Apple

If the shopper's card was issued outside the US, Stripe adds another 1.5%, bringing the total rate to 4.4%. The fee on that $1,000 order would then be $44.30.

The 3% or so that people often associate with Apple Pay is the card processing fee, which you'd also pay if the customer entered their card details manually.

But note that shoppers don't pay an extra fee to use Apple Pay either.

Rates vary by country, payment method, and pricing plan, so check your gateway's current pricing page to see the exact rate for your account.

Apple Pay Button Not Showing? A 10-Point Checklist

Work through these checks in order. The first few rule out device and gateway settings, while the rest focus on your store.

1. Test the device first

Open Apple's Apple Pay demo page. If the button doesn't show there either, the device or browser is the problem, so stop changing store settings.

Alternatively, go to the Stripe Payments Demo URL (if you used Stripe to set up Apple Pay) and cross-check if you're able to see the Apple Pay button there.

2. Check your digital wallet

Make sure a card is set up in Wallet, then retry in Safari.

3. Confirm Apple Pay is on at the gateway

In Stripe, go to Settings ⇨ Payments ⇨ Payment methods and check Apple Pay under Wallets.

4. Re-verify the domain

Make sure the registered domain matches the address bar exactly, www and all.

• In our Stripe plugin, use the re-verify button on the Express Checkout tab.
• On WooPayments, toggle Apple Pay off and on.
• For manual steps, see our guide to verifying your domain manually.

Furthermore, if your domain is not listed in the Stripe Apple Pay dashboard, you can verify your domain by clicking on the button as shown in the image below:

6. Open the verification file

Visit https://yourstore.com/.well-known/apple-developer-merchantid-domain-association.

A 404, 403 or redirect means a cache, CDN, firewall rule or security plugin is in the way, so exclude that path.

7. Check the cart

The Apple Pay button may be hidden by design in cases such as:

• Zero-total orders
• Free trials with no sign-up fee
• Virtual products taxed by billing address
• Out-of-stock products
• Composite or Booking products on the product page

8. Rule out theme and plugin conflicts

Check the browser console for JavaScript errors, and exclude your gateway's scripts from plugins that delay or combine JavaScript.

Then test with a default theme, since a theme missing the standard WooCommerce hooks can keep the button off some pages.

9. Fix HTTPS gaps

Mixed content or an expired SSL certificate can stop Apple Pay from working.

10. Check the logs

Go to WooCommerce ⇨ Status ⇨ Logs. WooPayments may log "Express Checkout Element button disabled" along with the reason.

Square logs "Unable to verify domain" when domain verification fails.

If the button still doesn’t appear, our full guide to fixing a missing Apple Pay button walks through each common cause with screenshots.

Bonus: Swap WooCommerce Checkout with Modern, Dynamic FunnelKit Checkout

The traditional WooCommerce checkout works well for beginners, as it does what it is supposed to do - enable the user to check out.

However, it is not optimized for conversions and is too rigid to customize.

So what if you could get beautiful, pre-built checkout pages you can import with one click? 

They come with conversion-proven elements like testimonials, trust seals, one-step or multi-step checkout forms, Google Address Autocomplete, embedded forms with customizable fields, and so much more! 

Customize them with your favorite page builder - yes, drag and drop, no coding.

We are talking about the modern, dynamic FunnelKit Checkout.

To reduce cart abandonment, you can enable a quicker checkout process with a one-page checkout or create a multi-step Shopify-style checkout.

But that’s not it. You get more.

🛒 Mini Cart Widget: FunnelKit’s checkout templates have a mini-cart widget. This lets users review, delete, adjust item quantities, and more.

📍 Google Address Autocomplete: Wrong addresses can lead to failed deliveries. FunnelKit’s built-in checkout page optimizations like Google Address Autocomplete allow your user to type in their address with just a few keystrokes.

🌟 Rule-based Checkouts: Create rule-based checkout pages for different products and add relevant upsell offers and one-click order bumps.

📄 Advanced Form Fields Editor: With the flexible checkout form builder, add sections and additional fields and rearrange them all right within WordPress.

FunnelKit’s checkout page templates are optimized for mobile and ensure a frictionless checkout experience for your mobile users.

Frequently Asked Questions (FAQs)

Ready to Set Up Your WooCommerce Apple Pay Payment Gateway?

The growth of the eCommerce industry and the rising use of express pay options like Apple Pay go hand in hand.

Apple Pay doesn't cost anything beyond your normal card processing fee, and it can remove a lot of friction from mobile checkout.

Getting it working comes down to three things: choose a gateway that supports Apple Pay, make sure Apple can verify your domain, and place the button where it won't skip information your store needs.

If you're using Stripe, our free Stripe plugin registers your domain automatically and supports both express and inline Apple Pay.

It also includes a private test mode so you can test the setup before making it live.

Once you're ready to build the checkout around Apple Pay, including your custom fields, order bumps, and upsells, FunnelKit gives you control over where each element appears.

Couple your WooCommerce Apple Pay with a conversion-boosting checkout page and see sales rolling in!

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