Do you want to provide your customers a seamless shopping experience on your WooCommerce store?
Consider integrating multiple payment gateways.
Shoppers may abandon their shopping carts in the middle if their preferred payment method isn’t available at checkout.
Since WooCommerce's default payment options don’t always cater to every customer’s needs, you could lose potential sales.
Multiple payment gateways can enhance customer satisfaction, increase sales, and streamline checkout.
With the help of the right plugin, you can integrate multiple payment gateways into WooCommerce.
In this blog, we will talk about how you can add multiple payment gateways in WooCommerce.
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A payment gateway in WooCommerce is an online service that processes transactions on your store without requiring customers to leave the site.
It acts as a bridge between your WooCommerce store and different financial institutions, enabling secure transactions for online purchases.
With multiple payment gateways in WooCommerce, you can offer different payment methods, like:
Move to the next section to find out how a payment gateway works in WooCommerce.
So far, you know how a payment gateway helps complete a transaction successfully on a WooCommerce store.
Here is a breakdown of how the process works:
Customers add items to their carts and navigate to the checkout page, where they choose a payment option such as Credit/Debit Cards, PayPal, or Buy Now, Pay Later (BNPL).
Once the payment method is selected, customers provide the necessary details:
After customers submit their payment details, the information is encrypted and securely transmitted to the payment gateway.
Then, the payment gateway sends the transaction details to the customer’s bank for authorization.
Once the bank receives the payment details, the bank verifies the transaction by checking for the following:
After verification, the bank returns the authorization result to the payment gateway.
The payment gateway communicates the authorization status back to the WooCommerce store.
Depending on the status, the store shows users the message:
For successful transactions, the funds are processed and settled into the merchant's account, typically within a few business days.
The payment gateway charges merchant processing fees, which vary depending on the payment gateway used in WooCommerce.
After the payment is successfully processed, the customer’s order is immediately placed in the WooCommerce store, and the customer is redirected to the thank you or order confirmation page.
You should use multiple payment gateways in WooCommerce because WooCommerce, by default, doesn’t offer enough payment options.
By default, WooCommerce offers three payment methods:
Of course, with the ever-evolving digital shopping experience, offering just the default options is not enough.
Offering a wide range of payment options would be best, which is only possible by integrating multiple payment gateways into WooCommerce.
Here are some of the reasons why you should use multiple payment gateways in WooCommerce:
Every customer has their preferred payment method. Some may prefer credit cards, others express checkout options, and some want cash on delivery. Offering various payment gateways helps you meet everyone’s needs.
Different regions have unique payment preferences. You can tap into international markets and cater to local customers by implementing multiple gateways.
Payment failures can lead to cart abandonment. With multiple gateways, you reduce the risk of transaction issues, ensuring a smoother checkout process.
Popular payment gateways are highly secure. Integrating them into your WooCommerce store enhances the security of online payments.
As your business grows and new payment trends emerge, multiple gateways offer flexibility, allowing you to add new methods quickly.
In conclusion, using multiple payment gateways enhances customer satisfaction and positions your WooCommerce store for success in an ever-evolving marketplace.
Stripe is a powerful and flexible payment gateway that you can easily integrate with WooCommerce.
It’s super safe, and its advanced fraud detection provides secure gateways for customers to do online transactions.
Key Features:
Transaction fees:
PayPal is one of the world's most recognized and trusted payment gateways, offering a seamless experience for merchants and customers.
It’s quite easy to integrate with WooCommerce to start accepting payments securely.
Key Features of PayPal Payment Gateway:
Transaction fees:
Square is an all-in-one payment solution designed for businesses of all sizes. Known for its user-friendly interface and robust features, Square allows merchants to accept payments seamlessly online and in person.
Its unique capabilities for multi-channel retail make it particularly attractive for businesses that operate both online and offline, providing a cohesive experience for customers.
Key Features of Square Payment Gateway:
Transaction fees:
Amazon Pay lets customers use their Amazon account information to purchase on your WooCommerce store.
This familiarity can increase trust and conversion rates, especially for customers who are already comfortable shopping with Amazon.
Amazon Pay is highly secure and offers a streamlined checkout process. Apart from that, there are some other things to consider. Check out below:
Key Features of Amazon Pay:
Transaction fees:
WooCommerce Payments is a payment solution built by WooCommerce specifically designed for WooCommerce stores.
It offers seamless integration and lets you manage all payments directly from your WooCommerce dashboard. WooCommerce Payments supports all major credit and debit cards and provides detailed insights into your transactions.
Key Features of WooCommerce Payments:
Transaction fees:
👉 For more details, read our blog on Best WooCommerce Payment Gateways for Fast and Secure Transactions.
✅ Experts recommendation
The payment gateway you choose depends on your customer base. Our experts highly recommend Stripe.
When you want to offer local payment methods or take payments internationally, Stripe is the right choice because it supports all types of debit cards, credit cards, and local payments.
It also supports recurring payments and integrates with Buy Now Pay Later platforms like Affirm, Klarna, and Afterpay.
Moreover, Stripes will help you achieve your ultimate goal of boosting sales and average order value.
One effective way to boost order value is to offer one-click upsells to users right after checkout. Users are not required to share their payment details a second time; they can accept and add the upsell offer to their main offer with a single click.
Stripe supports multiple payment methods, including buy now and pay later methods for one-click upsells.
So, Stripe should be your number one choice if you want to cater to a large audience that may want to buy from your store using different payment methods.
Let’s move to the next section to find out how to add Stripe payment gateways to WooCommerce.
To add Stripe to WooCommerce, we will use the FunnelKit Stripe gateway plugin.
This plugin streamlines the onboarding process for users. After connecting to Stripe, it automatically retrieves live and test keys, eliminating the need for manual input. Additionally, it simplifies webhook integration by instantly syncing webhooks from your Stripe account, removing the hassle of manual copy-pasting.
With this plugin, you can add all the goddesses of Stripe to WooCommerce and seamlessly integrate all the payment methods for checkout and upsell offers.
Make sure to install and activate this plugin.
Next, follow these steps:
You can also refer to the video if you are not in the mood to read 👇
After activating the plugin, click the Configure Stripe button to start onboarding.
Next, provide the email address you used to open your Stripe account. Then, click on Continue. Next, provide the password and click login.
After that, you must provide a verification code, which you will receive on your registered phone number.
Now, choose the account and click on Connect.
Now, turn the toggle button to enable all the credit card (Stripe) options. This option will allow your customers to pay with major credit and debit cards.
Then click on Save and Continue.
Now, turn the toggle button to enable all the credit card (Stripe) options. This option will allow your customers to pay with major credit and debit cards.
Then click on Save and Continue.
Next, you need to create a webhook. To do that, click on Setup Webhook Now. Stripe Gateway for WooCommerce By FunnelKit will take care of everything for you.
To enable the Express Checkout, turn the toggle button and then hit Confirm.
Lastly, you need to click on choose the mode weather test or live and then save the settings.
Note: It's recommended to check the whole process first with test mode.
Clicking on 'Save and Review Settings' will integrate Stripe with your WooCommerce store.
After that, you will be redirected to the WordPress dashboard.
Under the Credit Cards Section, you can customize the following settings:
Once you make all the changes, click on Save Changes to update.
Note: To learn what each setting is about, hover on the “?” icon.
Next, move to the express checkout option to enable a one-click express payment option like Google Pay and Apple Pay.
You can also add Google and Apple pay options line like the other payment options in case customers need to fill out any required information before they come to the payment section.
You can enable the Inline payment option under Google Pay and Apple Pay tab.
For more details, check our blog on Google Pay and Apple Pay.
You can allow local payments in your store on the related tab.
Let's say you want to configure the iDeal payment option on your site. You need to go to the iDeal tab, enable the option, and configure the necessary settings. For more details, read our blog on WooCommerce iDEAL Payments.
Like Ideal, customize other payment options like Bancontact, P24, and SEPA.
With Stripe, you can also offer buy now and pay later payment options. To do this, go to the WooCommerce Settings ⇒ Payments section.
You will find all the BNPL options like Affirm, Klarna, and AfterPay here.
Hit the ‘Manage’ button next to it you want to use. Here, we are showing Klarna as an example.
Next, check the option to ‘Enable Klarna Payments’.
Next, configure the necessary settings and save them to update the status.
For more details, read our blog on “WooCommerce Klarna Payments.”
You can also check our guide on WooCommerce Affirm payments and Afterpay payments.
You can set up many payment options using Stripe in WooCommerce.
🔔 The beautiful 2-step checkout page you can see above is built with FunnelKit Funnel Builder.
To add a PayPal payment gateway t to your WooCommerce store, follow these steps:
You must install and activate the PayPal AngelEye payment gateway plugin and connect to your account.
Next, navigate to WooCommerce ⇒ Settings ⇒ Payments and hit “Manage” for the option "PayPal Commerce - Built By Angelleye".
Enable the “PayPal Commerce” option and set up the title and description.
You can configure different settings on Paypal to show WooCommerce pages, including the Product page, cart page, and checkout page.
For instance, you can exclusively enable or disable it for the checkout page.
Then, choose the display position and enable or disable the smart buttons. You can also change the button layout, color shape, and size.
For example, on the checkout page, configure settings for the product page and cart page.
Once done, make sure to save the changes.
Here is what PayPal payments look like on the checkout page. Both Stripe and PayPal appear beautifully.
🔔 Note: FunnelKit Funnel Builder is totally compatible with Stripe and Paypal plugins. As you can see, payments through multiple gateways are displayed in a clean, streamlined, and user-friendly way on FunnelKit’s checkout page.
Generally, using multiple payment gateways should not significantly affect your website's performance. However, it’s essential to choose reputable payment gateway plugins and ensure they are updated regularly to minimize any potential impact.
Yes, WooCommerce allows customization of the checkout process when using multiple payment gateways. To make your WooCommerce checkout page more conversion-optimized, use the FunnelKit Funnel Builder.
While WooCommerce does not charge fees for using multiple payment gateways, each payment provider may have its fee structure, including transaction fees, monthly fees, or setup costs. In this blog, we have shared the fees of popular payment gateways like Stripe, Payal, Square, etc.
To troubleshoot issues with payment gateways, start by checking the gateway settings and ensuring that API keys are correctly configured. Look for error logs in WooCommerce to identify specific issues, and consult the documentation or support resources for the payment gateways you are using.
Multiple payment gateways are crucial for catering to customers with different payment preferences.
While Stripe covers many needs, adding multiple payment gateways is a smart move to maximize reach if your audience prefers options like PayPal or Amazon Pay.
However, always ensure the plugins you are using for the integration are compatible with each other, WooCommerce, and other existing plugins and themes you use.
If you want to enhance the shopping experience in your store beyond offering multiple payment methods, you should get FunnelKit Funnel Builder.
With this checkout page customizer plugin, you can optimize your page with features like Google address autocomplete, auto-apply coupons, etc., which will surely boost your conversion rate.
You can also replace the default checkout page with a multi-step checkout or a stylish, customer-friendly one-page checkout.
So, don’t just limit yourself to utilizing multiple payment gateways; start optimizing your checkout page for reduced cart abandonment and better conversion rates.
Get FunnelKit Funnel Builder today!